In my parents’ generation, talking about money was taboo. I’ve been very open about the serious financial problems Duane and I had, because we both know how not talking about it only made the problem worse. For a long time, Duane and I put our heads in the sand, hoping the problem would go away. But we had to face it, to talk about it and to take action.
Yes, it’s embarrassing to admit it we had money problems. It’s probably something you’d like to think would just disappear if you ignore it too. But our financial problems taught us that they don’t go away by themselves. You have to take positive steps to overcome the problem. Our experience also taught us that there is a solution.
In all the years Duane and I struggled financially, we searched for and tried many ways to overcome this major source of fighting in our family. We bought books, put ourselves on strict budgets and spent hoursà often every day, just trying to deal with our financial misfortune. We had to collect empty bottles to turn in for the refund just to buy groceries. Using a budget, we’d make some headway but felt so deprived that at some point we couldn’t handle it anymore and we’d go on binge and fall off the wagon.
We also felt guilty! Every time our kids would ask to go to special school or church outing, we’d have to say “Sorry sweetheart, but there’s no money!” We even turned down programs that would help us work through our financial difficulties, saying “Sorry, no money!” When the investment opportunity of a lifetime presented itself, we’d reluctantly say “Sorry, no money!”
Years of following the same pattern, depriving ourselves, followed by binging, and feeling guilty about it, we realized that spending every waking moment of our lives worrying and thinking about our lack of money did not bring us closer to our goals, and certainly wasn’t helping us lead the life we’d imagined.
Finally, we decided to take a different approach to managing our finances. Instead of the “binging and dieting” approach of splurging and budgeting, we decided to change our money lifestyle. We faced our limiting beliefs around money and shifted them. (It’s amazing how changing your thoughts really can change your life!) Finally, we made small but significant changes to the way we managed our financial health. Before long, we were able to stop spending all our time thinking about money because the situation was fixing itself automatically.
If you’re tired of having to say “Sorry, no money!” and you’d like to learn to manage your finances more successfully, join us on ADHD Money Management: Finally Dollars and Sense group coaching program (http://tinyurl.com/adhdmoney) that starts on Monday, February 9th at 8:30 pm. Don’t wait, space is limited!
Many people want to make money at home and they want to find a work at home job to do it with. Ultimately what happens is they become frustrated as they search from website to website looking for the right job. This brings up the question, why are work at home jobs so hard to find? In this article we will take an honest look at this problem.
1. First of all you should know that most of the opportunities to work at home are not actually paid jobs. This is true because most employers do not know you and have no control over the work environment when you do it from the comfort of your own home.
If you realistically think about this, why would someone pay you an hourly rate when they do not know if you are really working or not? Therefore many of the opportunities to work at home are actually in the form of business opportunities where you work for yourself.
2. There really are some companies looking for people to work from home. This phenomenon is known as telecommuting and does provide an opportunity for people with legitimate skills to get paid working from home.
This benefits both the company and the worker because the business does not need to provide a space for you to work from, and as an employee you do not have to get up and drive to work every day.
Many companies now will offer work at home jobs that include an hourly rate and benefits. These benefits can include paid vacation, retirement plan, and health insurance.
One such website or you can visit is Tjobs.com. They match employers looking for workers with employees who are looking for opportunities to telecommute. This works out very well for people who have skills such as sales, customer service, website design, and other categories.
3. Another thing I want to talk about is websites that present themselves as work at home jobs doing data entry, taking paid surveys, and typing at home. Generally these websites are trying to sell you information on how to get involved in this type of work.
There are companies who will pay you for your opinion, or to do data entry and typing. The websites that are selling you the information deserve to be paid because they have taken the time to develop a list of companies for you to contact.
In the future work at home jobs will become more readily available. Until that point you need to be conscious and only deal with reputable companies before spending any of your hard earned money.
To learn more about the top paid survey sites please visit: http://getpaid-survey.com